Kunnpa.com: Blog Kunnpa.com: Blog https://www.kunnpa.com/blog/ Copyright by Kunnpa.com en Kunnpa.com Mon, 10 Dec 2018 17:51:40 -0500 Does Remote Project Management Really Work? Generally, this question is answered with a yes. It is practical, and many companies have successfully completed mega projects with over 70 percent of the work done by the virtual team. Some project management experts, however, argue that this option is only for small projects rather than the big ones. Also, they add that remote project management may not work if one does not have the appropriate resources like real-time resource management software, quality control tools, reporting platforms and Commissioning Software among other things. So, what increases the chances of succeeding in remote project management?

Experienced Virtual Team

Organizations that have established experienced and reliable virtual teams do not have difficulty dealing with remote projects. Each person in the team knows what they are supposed to do without having to be supervised. Such a team may not necessarily have met, but they work in harmony to complete one task.

Appropriate Tools

The major tools in question here include software and apps. For remote access, these tools should be online and shared among all parties for work to proceed in harmony. As the project leaders, ensure that these tools are ideal and leave no stone unturned. The best tools cover material control, procurement management, quality control and reporting options.

Clear Policies

In absence of the meeting physically, transparent policies will guide the virtual team. Each person should have a clear job description, communication channels and policies to follow. In matters related to policies, each person in the team should know to whom they are answerable.

Benefits of Remote Project Management

Now that we have seen what makes remote project management a success, let us look at its benefits.

  •         Saves on costs - the technology will close the distance gap in an inexpensive way. The cost of travel will be eliminated. The price of buying software and apps, as well as maintaining them, is relatively lower.
  •         No boundary limits - remote project management makes it possible for companies to work on projects across borders. One does not need to travel to the project site if the team members already know their work.
  •         Interaction with top talent - instead of being confined to your home area, virtual project managers and other team members have the opportunity to interact with people from different parts of the world. It is possible to come across talented people who will change your life.

Are There Challenges Involved?

Yes, as mentioned earlier, this option will not work in all situations. Some challenges may arise. These challenges are mainly posed to those organizations that are not well organized. Loss of data can be a major threat to remote project management. Other projects can be delayed if the team is not disciplined enough to engage in self-supervision. If one person does not complete the required work on time, the whole team may be delayed.

Conclusion

Project management companies should not shy away from remotely managing projects. With better organization and the right tools, achieving results equal to or better than physical projects is possible. So, the answer to whether this works or not is YES!

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Uncategorized https://www.kunnpa.com/blog/does-remote-project-management-really-work/ https://www.kunnpa.com/blog/does-remote-project-management-really-work/ Editor Fri, 26 Oct 2018 04:01:17 -0400
5 Types of Businesses That Need Call Tracking and Why If you are a business owner and responsible for your organization’s customers then you have thought about what phone calls mean to your company. Call tracking is one of the significant parts of overall marketing that helps you make better your business and taking the right decisions and constrain results. In the modern world, mobile technology is growing faster and quicker. With the help of advanced technology, all mobile devices include various features such as call tracking, GPS and more. These days, many companies need a phone call tracking to earn profits, increase sales calls, and improve phone call revenues and more.  You can see here what types of businesses that need call tracking.

1. Home Repair services:

There are many companies available that provide home services to their customers. When customers want to know about company information, services, and more than they comes on phone calls. Many home services companies provide various functions such as contractor, plumber, cleaning, painter, and more. If you are the line of work fall under the various home upgrading services, then you should absolutely have to call tracking because you receive huge calls each day. Call tracking plays an essential role in business enhancement. You want to ensure which keyword, ads, and campaigns are driving the calls to new customers.

2. Medical Services:

Sometimes, people need an emergency medical service in their life. If you are in the industry then you have to be prepared by using the official website on Google and having a phone number on a website. People can make easily call with you to make an appointment because website conversations are much less common than phone calls. That’s why; you have to call tracking services in medical professionals. Call tracking plays an essential role in medical health care services when people search about the medical care services most of the time people look organization number to be able to speak to a live doctor.

3. Hotels and Travel services:

These days, many hotels are available that is used call tracking. Phone calls are valuable for the booking process. If you are booking a hotel through the online website then you have to make the phone call for confirmation about your bookings. Similarly, phone call tracking is also important in the travel business for confirmation of booking services. With the help of phone tracking, you can know about the location of the driver and how much will be take time to reach your destination.

4. Education sectors:

Education has various forms such as play schools, elementary, middle, high, cumulative education courses, college, and other education courses.  Education is one of the important to one’s future, and it is a life-impacting choice. There are many factors effect on choose the education system such as location, activities, career counseling and many more. So, there is more important phone tracking to know missing information about education system.  Due to education completion, education marketers have to make impact with their marketing strategies and phone tracking.

5. Legal services:

In the modern era, many people have to hire legal experts for their business and other cases. In this business, phone tracking is also important to connect with clients lively. Legal services are so expensive that’s why people search on various legal services through their online market and look for the phone call. If you are in legal then you have should use phone tracking service.

There are many industries where need phone tracking services as on priority. If you want to gather information about phone tracking system, then you can use the scheduling app of the Appointment care online platform.

Author Biography

Charles C. Johnson is specializes writing articles on online appointment topics on his blog. He is presently working at appointment care, a reputable presence in the digital marketing industry.

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Uncategorized https://www.kunnpa.com/blog/5-types-of-businesses-that-need-call-tracking-and-why/ https://www.kunnpa.com/blog/5-types-of-businesses-that-need-call-tracking-and-why/ Editor Mon, 22 Oct 2018 04:10:49 -0400
Why Do You fall Into Single Parent Debts? How to Manage the Situation? Debt management is an art and has a methodical approach, and there are two ways to handle this. One is the first way to not to get into debt. How many problems you may be in as the single parent and sole earner of the family, you must control your impulses to get into debt and tread every step with many calculations. The next approach in debt management is to fight debt the right way when you are already into the mess.

Single parents have a lot of challenges ahead of them, and being a single parent is not easy. You have to be calculative in your monthly budget and expenses. And here are discussed some simple ways to avoid debt in the first place, and then fight them in the second place.

How to avoid debt by planning savings and emergency funds

The simplest way to avoid debt is to spend that much what you have. And even before spending, you must save. Therefore, the plan must be made this way, which whatever you earn, you must try to save at least 20% of that. This should be your plan for savings only. Next, you will have to build an emergency fund to not look for help elsewhere when the child is in a medical emergency or needs any extra funding at school or other classes, etc. To build this emergency fund, you should try to squeeze out another 10% or as much possible out of your earnings. Then you are ideally left with 70% of the earning, which you may then spend.

How to make a monthly budget

Just because you separated 70% of the earning to spend does not mean you spend without thinking! You will have to form a budget. A monthly budget is a plan according to which you allot portions of the fund you have, for different expenses like, groceries, utility bills, house rent, car loan EMI, insurance premiums, and transportation costs. And this, you must do in proper writing, and keep track of the spending.

Get out of the habit of using your credit cards

Do you have this tendency to pull out your credit every now and then for small and big purchases and randomly? Do you think later after the purchase that you have to pay the credit card bills too? If you realize that you did this again and again, and if you believe you may have the habit of shopping frequently using the card, then you should try and check this immediately, and stop all such expenses which you really cannot afford without the help of the credit card. The simple rule is, if you cannot afford, you do not buy. And to ensure strictness on yourself about this, you may keep the credit card at a place which is normally not accessible, or simply may cancel the card. An average credit card charges 15.3% interest if your credit score is average to good. But with bad credit scores, this interest rate may go as high as 29%. And you must avoid paying such high interests at any cost.

Never feel tempted towards a payday loan

Payday loans are even bigger pits than credit cards. The can eat up your whole paycheck if you are not cautious. When you feel like you need extra funds for something, always talk to find out if the payment can wait, or may be divided into a few parts. This will help you manage the payment without taking any loan. Also find out if you can lend some money from relatives or colleagues, which will help you fund the cause. But going for a payday loan without thinking much is a formula for disaster when you are a single parent and already struggling with your expenses. That’s because the interest rates of payday loans are much higher than normal personal loans or credit cards.

How to start fighting the debt

The above measures work well when you are still out of debt or are still managing things. But when you are already into debt which you cannot pay, then you must find out an alternative way through debt relief programs like that of nationaldebtreliefprograms.com. This must be done so that you can save your credit score and reputation go low. Also, you must ensure that after all the expenses and loan related EMIs of the month you still have something to save. If your current debt is crushing you so hard that you have no money to save after paying debt installments, or you barely can pay the EMIs and are defaulting month after month, then now is the time for action. You must start fighting the debt through alternative means.

Think about debt consolidation

Debt consolidation works best when you have a few debts from various sources which are all charging you a high rate of interest, and the cumulative loan EMI amount you are paying each month is too high for you to bear. In that case, you may apply for another consolidated loan, which will pay for the existing debts with all penalties, pre-closure charges, etc. And you will take this new loan only when you see that it's offered with a lower interest rate and longer tenure, resulting in manageable low EMIs. The most important thing you must maintain to get a debt consolidation loan is a healthy credit rating.

You may try a debt settlement too

The last resort is settling a debt by taking help of debt settlement agencies. They would talk on behalf of you to the creditor and offer a full and final loan settlement sum you can afford to pay, which will be a lower amount than you actually owe to the creditor. If the creditor agrees after some negotiations, then you may proceed to pay a lump sum amount and close the account. This requires time and patience and takes a toll on your credit score as you keep all payments towards the creditor paused till settlement.

Finally

Whether you choose debt settlement or debt consolidation, fighting debt methodically is a must. And even before that, to resist falling in debt is most important. Hence once you get out of debt through any good means, you must take measures to never again fall in debt.

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Uncategorized https://www.kunnpa.com/blog/why-do-you-fall-into-single-parent-debts-how-to-manage-the-situation/ https://www.kunnpa.com/blog/why-do-you-fall-into-single-parent-debts-how-to-manage-the-situation/ Editor Tue, 16 Oct 2018 03:50:28 -0400
How to Turn Around a Small Business Failure There are plenty of reasons why small businesses fail even if a lot of time and effort has been invested in nurturing it. The product may not have met customer expectations, the pricing may have been off, you may have run out of funds, or the market environment may have dramatically changed. Whatever the reason, there is no reason why the setback should mean abandoning your dreams of owning a successful enterprise. The failure of the business can be a valuable learning opportunity and you can bounce back with renewed energy. Indeed, it is quite rare for even the most successful entrepreneurs not to have suffered any setbacks at all. Some tips from experienced small business owners on how to handle business failure and turn it around:

Wake Up to Reality

Entrepreneurs are so involved with their business ventures that often they are unable to recognize the signs of failure. Consequently, they end up deploying more cash and effort when actually they should be taking stock and taking corrective actions. This alienation from reality often drives them deeper into a cash crunch and they may end up taking debt that is completely unnecessary. It is a good thing to sometimes step away from the business and assess its health objectively. It is important not to become numb to business failure and keep on digging yourself into a hole. Harsh as it may be, you need to accept the reality so that you can start planning how to reverse your fortunes.

Evaluate the Situation

After realizing that the business has run into problems, you have the option of dumping it or reviving it. As emotional as the decision is, it is not necessary that every business can be revived successfully. Your assessment should be extremely realistic both in terms of how far the business is off-track and what your own capabilities are. If your evaluation, if need be with the help of experts, reveals that the business idea still holds good and the problems are just in the way things have been implemented, you can think of turning it around and realize your ambition of running a successful small business. Keep in mind that the evaluation should be carried out objectively and calmly in consultation with all the stakeholders like distributors, salespersons, employees, suppliers, and even customers.

Identify and Eliminate Inefficiencies

Once you know the broad areas where you had gone wrong, it is time to hunker down and identify all the inefficiencies that cause wastage of precious resources. This will include scrutiny of all the processes involved in manufacturing, sales, finance, staffing, etc. This is very important because as a small business owner you have to make very efficient use of scarce resources. Keep an eagle eye out for tasks that are currently done manually but which, can be easily and inexpensively automated so that your employees can devote themselves to more important jobs.

Cut Out Excess Spending

There are many small businesses that make a very good start and then become uncompetitive and burn cash like crazy without getting the impetus desired. Generally, this happens due to a sense of overconfidence where the entrepreneur fails to keep a strict watch on business expenses, which start spiraling out of control. When a business is small, it can be counterproductive to have a very large number of products on offer because it is likely that all of them will not have the same demand. You should cut back on the number of products and focus on the items with the maximum demand, cut down on the inventory levels, reduce the credit period, stop unnecessary advertising and trim down marketing expenses to the extent possible. When in a difficult phase, it pays to renegotiate terms with key suppliers or even switch vendors. Private lenders like Liberty Lending can be good sources of the funds required to set your business back on rails.

Expect Setbacks

Even with the best of planning, every business will encounter multiple setbacks and overcoming them is part of the entrepreneurial experience. You should have some plans ready to face unexpected events even before you actually face them so it is wise to conduct a proper analysis of the most likely events. Of course, it does not mean that there will be no other setbacks but these you will have to react to on the go as best as you can at that time. Make it a point to have a small corpus of funds available to meet unexpected expenditure and also to the extent possible, take out insurance cover for all tangible assets like office equipment, plant and machinery, vehicles, raw materials, and inventory so that events like fires, floods, etc. do not wipe you out. Even though you can’t control the market or the economy, making accurate projections of the demand will help you to plan better and not be caught off-guard.

Be More Visible to Your Target Audience

Many small businesses fail to take off simply because they are unable to sell their products in the volumes that are necessary for strong and sustained growth and profitability. It is very important to be able to find adequate numbers of customers and this is only possible if you are visible to them. Since print and television advertising is out of the reach of small businesses, you could try to reach out to your target audience online with your website, social media, and email marketing campaigns. These routes are extremely cost-effective and can address a global audience as easily as local customers in the vicinity of your store. Unless you have a sharply differentiated product with unique features, you will require being competitively priced and easily available. In addition to a really good customer buying experience, you need to offer top-quality after-sales service that will have customers coming back repeatedly.

Conclusion

A business failure can be really shocking especially if you are a first-time entrepreneur. However, it is important to understand that successful businesses are not built overnight but are instead, products of relentless effort, adjustments, learning from mistakes, and the ability to never lose hope.

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Uncategorized https://www.kunnpa.com/blog/how-to-turn-around-a-small-business-failure/ https://www.kunnpa.com/blog/how-to-turn-around-a-small-business-failure/ Editor Tue, 16 Oct 2018 03:48:54 -0400
Manage your finance and help yourself to be debt free From the time since immortal finance plays an important role in everyone’s life and in each and every sector. Finance is generally defined in numerous ways by different people around the world. In simple words, it is just money. Its usage is not only defined to an individual who uses it as a means of securing the necessities of life, but even the government also uses it to run the country or a businessman to run its organization evenly.

Earning a decent income is what nearly everyone would prefer. But managing expenses by not cutting your essentials is more crucial. If one fails in the following act, he might face embarrassment, a government might fall, or a running business might result in failure.

Ways to manage your personal finance

If you are involved in the process of managing your finance, then it is very important for you first to know all the ways in which you can do so. Planning and managing your finance in the right way will help you to avoid going into debt:

  • Assessment: Evaluating one's assets which include (car, house, stocks and bank account) along with his liabilities (credit card, bank loan, mortgage) is an important task to be performed. Make a list of your own source of income and expenses.
  • Know your goal: Whether short term or long-term goal to be performed, one has to analyze it. Knowing your goal is to be done so that in proper time you just don’t face any financial incapability.
  • Prepare a budget: Tracking your activities is very much important. Just make a note of your receipts, how much more cash you need more, make a track of your expenses and at least figure out how much more money you are left at the end of the calendar month.
  • Creation of a plan: Once the goal is set, it’s time to take steps to accomplish such targeted goals. While achieving such goal in the meantime, one might be required to cut off its expenses or increase the employment income or any other.
  • Monitoring: Expenses for each month might be different. As time passes, such a plan needs to be monitored and if required possible changes are to be implemented.
  • Execution: If you are unable to maintain your optimum level of cash, take the assistance from professionals in the field of finance such as accountants, financial planners or investment advisers.
  • Health bills might result in havoc when piled up into thousand bucks: To have adequate health insurance is advisable to protect from being compelled to pay an expensive bill amount.

Hiring a professional to manage your finance will lower your work to visit the office or facing any humiliation. This will also help you to be away from unnecessary consequences.

The idea to tackle if you are going to be indebted

Debt is a situation when a person owes a sum of money under a condition to pay back as early as possible. Tackling such a situation becomes important when such a need arises. Debt consolidation proves to be an effective way to get out of a debt, by combining more than one debt into a new loan with the favorable low-interest rate. For any further assistant, the client can reach to Company managing such review. This method will help you to pay your debt at one place rather than multiple payments accompanied along with extended time to pay off your debt. Read the debt consolidation reviews properly before settling down with a specific company.

Paying off debts as per the pre-determined schedule

Paying your debt at the right time is very much important. Going for a loan might benefit you for the time being from being cutting off your tax, needed to be paid to the government. But at the same time if you are unable to pay any such debt amount this would affect the credit rating of a business. Such a business might be termed as risky, which will ultimately result in a fall of a number of investors.

How can you get out of debt with these few easy steps?

Getting out of debt just involves a very few steps which one can perform of its own. Changing one’s spending habits, preparing a budget for the month, tracking of how much you owe and keeping aside a sum of money to some emergency fund. Choosing the right way becomes crucial. If you are with the option of renting something, this will actually owe you very small amount rather than making a choice of buying it. Renting saves you from the inconvenience of storage, saves your money which will go to its maintenance. The big bucks you spend on car maintenance and insurance can be at some point cut off by just using public transport. Driving in a four-wheeler on a busy road often leads to hypertension in the person in the driving seat which can also be avoided. Make a wise choice. Paying your bills on time every month will also save you from getting paid the accumulated big amount.

Rules you should know for managing your finance

When you are in the process of managing your finance, then it is very important for you first to know all the rules, fines and penalties to avoid your money from getting into debt. For example, if you lower your balance from your credit card, result in reducing of interest rate, but when remaining unpaid within a certain time, you might be asked to face certain consequences. Gather proper knowledge of managing your balance. Don’t ever borrow beyond your savings because soon it will result in debt which has its own obligations, interest, and other consequences. Instead, stick firmly to your prepared estimated budget. Make some innovative ideas to save your saving as a fixed deposit which will serve you at your old age

Planning and organizing are important for everyone. Advance deciding your priorities regarding expenditures, ways to earn money, etc. will protect you from being faced with awkward situations due to insufficient capital.

You should select the right way to manage finance. Build up your plan and be choosy in selecting the best one for you to invest.

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Uncategorized https://www.kunnpa.com/blog/manage-your-finance-and-help-yourself-to-be-debt-free/ https://www.kunnpa.com/blog/manage-your-finance-and-help-yourself-to-be-debt-free/ Editor Tue, 16 Oct 2018 03:48:13 -0400
6 Actionable Tips for the Best Retail Store Displays Even in today’s world, where websites have become a staple for businesses everywhere, the window displays of stores still play an important advertising role. In order to get the most out of your storefront, explore the store display ideas below.

1. Consider Your Storefront Audience

Where many ads and strategies have gone online, storefronts still remain relevant when it comes to attracting foot traffic. While they largely began as a sampling of goods that evolved into seasonal advertising, the process of designing an effective retail store display today has kept many elements of traditional design. Modernizing those elements gives you a tool that can set a theme for your store and make it stand out from its competition.

2. Make Use Of A Focal Point

Effective displays are able to communicate the most important details of a store almost instantly. You can achieve this effect by designing your display around a focal point. Size, color, shape, and even lighting can be used to create an effective focal point. Consider bright or colored lighting to make the focal point stand out.

3. Consider The Balance Of Your Store Display

Once you have a focal point to build the rest of your design around, it’s still important to consider the overall visual balance of the display. Many attractive designs can be asymmetrical, drawing the eye and making it linger on a desired piece. It’s also important not to overwhelm the display with too much at once, balancing the straightforwardness of a few key products with the exciting colors and varieties available to your design.

4. Use Space Creatively

Allowing some space between elements of your display also helps to make it more attractive. By providing each object of a retail store display some room, the purpose of the store display and what it says about the store becomes easier to understand. It can also help visually balance products and keep a retail store display from becoming too busy.

5. Make Use of Shelving

Shelving is both a simple and effective means to add more depth to a display. Slatwall paneling makes it a breeze to customize and swap out shelving in a store display, for starters. Other design tips to get the most out of shelving are simple: consider the age of a product’s target when adjusting for shelving height, place similar items together on a shelf, and consider using hooks and shelves together to create a visual variety. Many advertised items are easiest to see when they are generally between eye level and knee level.

6. Keep an Overall Theme in Mind

The more specific the theme of a store display is, the more it will stand out. Jack o’ lanterns instead of Halloween, chocolate instead of Valentine’s Day, and sandals instead of all types of footwear are all examples of a more direct and memorable theme. Since your retail store display is one of the easiest ways to personalize the image of your store and make it unique, it’s important to create an interactive image that shows customers how they can use and enjoy products.

Designing your retail display is important, it’s a direct communication with your customers about your brand. It may be a little overwhelming, or the last thing on your mind, but it should be given time and priority. With these tips handy, you can start building upon your brand with memorable and effective store display ideas.

About the Author: Hayden Beck is a freelance writer who writes for a variety of publications including RST Brands. When not working, you can find Hayden cooking, playing the piano, or spending time with family.

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Uncategorized https://www.kunnpa.com/blog/6-actionable-tips-for-the-best-retail-store-displays/ https://www.kunnpa.com/blog/6-actionable-tips-for-the-best-retail-store-displays/ Editor Wed, 15 Aug 2018 23:29:28 -0400
How to Obtain debt consolidation loan when your credit score is bad? When your debt flow is out of your control, you need to think of ways of how you can manage it. When people suffer from debt situation for more than their monthly income, they often opt for a debt consolidation loan plan. Through this plan, you will be able to pay your debt in a single payment. What you have to do is consolidate the debt amount together in one single payment source then apply for a loan at the lower interest rate and then pay it off. Now you will have to pay amount only for single debt rather than for multiple debts. Many people have found relief in this plan, and they have reduced their debt amount to zero in over the period of time.

Sometimes people due to the heavy load of debt, unable to pay the payment on time or might pay less than the intended amount. This missing payment got reflected in the history of credit score, and one miss might make the credit go bad. Once the person has a bad rating on its account, then they are unable to get a debt consolidation loan at a reasonable interest rate.

Many lenders are willing to offer debt consolidation loan to the people who have a history of bad credit. People should enquire for all details related to debt consolidation loan as if people start applying for loan quite often then their credit report might also get affected. Debt consolidation loan plans have helped a lot of people in need of money. This method helps in settling the unsecured debts quickly and cheaply. It is recommended for all who are in debt, before applying for consolidated debt loan try comparing all the debt relief solution and the one that you find best, go for that one.

Resolving debt matters in affordable consolidated payments

Debt consolidation plans to take out old debts, repay them and start a new one with lower interest charges. Mainly, the interest rate in consolidation loan plans is lesser than the other loan type. However, the lower rate of interest is for people with high and good credits whereas people with bad credit if apply for consolidation loan then they may get it at a higher rate. The percentage of the hike is 10% to 18%. It’s a common practice for many people where they make less payment for credit card and their credit card debt increases every month. With this scenario and the debt consolidation loan, sometimes it becomes unmanageable for people, and so, they start missing their payment. And hence, they affect their credit score to a great level. So, such persons get blacklisted and hence never be able to opt for borrowing.

It is advisable that before applying for the loan, one should prepare its budget. There are several ways by which can calculate the amount to be paid per month for loan and whether they will able to handle it. If the budget and consolidation loan plan do not play hand in hand, then start looking for other ways like debt management plan or consumer plan where through mutual settlement, an appropriate amount is to be paid to the creditor. For more information related to debt and debt consolidation loan matters, please visit website https://www.nationaldebtrelief.com/debt-consolidation/.

High and Low ends of debt consolidation loan

So far, it is concluded that even bad credit applicant is eligible to get a loan but with considerations. The loan scenario works out through collateral security in the subject. The secured loan consolidation offers a lower interest rate, and it is in the line of equity loans like a home loan or car loan. The other unsecured loan consolidation offers the interest rate at a high level, and thus the total monthly payment may be high enough to be paid. The larger value of consolidation amount, the more challenge it will be to be paid. If a person with bad credit gets a loan amount total above two lakhs, then there is a risk involved whether he will be able to pay the amount successfully. 

Mapping the debt consolidation through debt management ways

You have gotten yourself bad credit score in over past few years so if you are thinking of debt consolidation plan then go through debt management plan and then go for a loan. Many non-profit agencies provide counseling over the matters of debt and how to handle them. The expert counselors try settling for you and your creditor and try proposing solutions where they can agree upon interest-free payment or with a reduced interest payment. This way might help you and you could able to afford paying your creditor the debt amount. Well, the negotiation will not eliminate the payment. You still require paying the amount. A time period may be settled under which the whole debt amount will go to paid entirely. This plan helps in getting relief from the interest rate.

There is always a risk in the management plan that it is not necessary that all the creditors might agree with the plan. They may not agree with the combined mutual solution. So, the ultimate solution will be to pay the creditors outside and in full. The debt management plan and debt consolidation loan plan only work together and effective when people have the consolidated loan of credit card bills, medical bills, etc. If you are dealing with some other kind of debt like income tax etc. then debt management plan might not be that helpful, and you may require some other's help. Otherwise, for bad credit fellas, this is the best way where they can settle a big portion of their debt without any other hassle. So, it works fine with secured debt consolidation and doesn’t work at all with unsecured debt consolidation form

Conclusion

A person should never stop looking for options and should go for the right approach for settling debt only when they are satisfied with the way, and there is no other consequence.

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Uncategorized https://www.kunnpa.com/blog/how-to-obtain-debt-consolidation-loan-when-your-credit-score-is-bad/ https://www.kunnpa.com/blog/how-to-obtain-debt-consolidation-loan-when-your-credit-score-is-bad/ Editor Tue, 07 Aug 2018 10:39:54 -0400
5 Guidelines on choosing the best Strata management company for your properties According to en.wikipedia.org, strata management is the same as corporate management. It is difficult to go around shopping for a good corporate management company that will handle the smooth running of your properties. The reason behind this challenge is because there are very many companies offering the same services. However, in any interview, there is that one person who will be employed. Choosing a successful strata company can sometimes a headache because of the roles they play in managing your properties. You need to have someone who will offer their assistance during times of need and emergencies. Some managers will also offer proper management of your funds. Therefore, you need a lot of trust. As you go around shopping for a strata company, ensure that you consider the tips below:

  1. Cost

Property management is a business that entails a lot. As you hire the company’s services, you need to know how much they charge. Can you afford to pay comfortably? Also get to understand the mode of payment. Some companies allow payment in monthly instalments. However, remember that you can't pay more money than the value of your property. That is unrealistic. Always choose a firm that is charging reasonable prices for quality services. Always have a budget and know how much you are willing to spend on the company's services.  

  1. Qualifications

Always ensure that you know the qualifications of the company that you want to offer your property to. If possible, get to interview the person who will be handling your property. You shouldn't allow a company to just give you anyone to manage your property. Have a professional and qualified person to ensure accountability and professionalism. These personal qualifications can help you know their strengths and weaknesses.

  1. Experience

It’s easy to know how long a company has been around. Just ask when they started their operations. Experience will clear your doubts. The longer a company has been around, the more knowledge they have in handling challenges arising from property management. Property management is not as easy as many might think. A strata management company needs to have enough know-how on managing properties. At some point, you might need them to be mediators between you and your tenants.

  1. Location

The geographical location of the company matters a lot. This is due to the nature and occurrence of emergencies. What happens when there is an emergency but the company is miles away? Get your property a body corporate manager in the Sunshine Coast.  Insist on getting a company in the same locality as your property. This will ensure smooth management.

  1. Reference and client list

It's good to take advise from your friends and relatives. They might have testimonies that will enable you to choose the correct company. A friend might prefer a company because they have had previous successful encounters with it. As you get this references, it's also healthy to check out the company's portfolio. From there, you will know whether or not to use their services.

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Some Important Facts to Keep in Mind to Avoid Credit Card Fraud Everybody finds it convenient to use a credit card for everyday purchases but this could prove to be slightly risky. Most consumers are worried about retail data breaches. Over 69 percent of the people have admitted that occasionally or frequently they are under tremendous stress because they are afraid of getting hacked. The best way of tackling the issue of credit card fraud is by getting well-informed about the issue. Sound knowledge about any situation would help you in conquering the fear. Here are some of the important facts that you must know for keeping your credit card safe and also, your mind tension-free.

Credit Cards Are Definitely a Safe Option for Paying

Credit cards actually offer an array of safeguards; as a result, they become one of the best and safest ways of paying for products and services. Today, thanks to the technological advancement and also, the ever-evolving smart encryption stratagem, it has become really tough for crooks to even think of accessing your credit card related data. However, federal law imposes stringent restrictions on customer liability for fraudulent transactions. A stolen or lost credit card would not mean a real loss of any funds. Moreover, despite what media wants us to believe, the fact remains that credit card fraud cases are not so common. As per studies, the global fraud cases are at almost historic lows. Moreover, even in the event of an extensive data breach, only about 2 percent to 5 percent of credit card data accumulated would be utilized in fraudulent dealings. It is quite improbable that any of your credit card data and information could get compromised. Moreover, the chances of you getting victimized by fraud seem to be quite remote.

You Are Not Liable for Fraudulent Charges

As per the Fair Credit Billing Act, consumers are deemed responsible for paying up to and not more than $50 if the fraud safeguards in place fail and unauthorized transactions are reflected in their accounts. That said, studies reveal that all major credit card issuers have zero liability policies in place, meaning you won't have to shell out any money if a fraudulent purchase occurs. It is true that undoing the work of a white collar criminal is a rough experience, but after it is all over, you will not have spent a cent of your own money.

Take Proactive Security Measures

There are plenty of safeguards put in place by the card issuing authorities and government agencies but there are things you as a consumer can do to ensure that you are safe. You should definitely keep tabs on your online debit and credit card accounts from time to time so that you can detect and report suspicious activity not long after it emerges. Keep your credit card with yourself at all times and do not lend it to friends or even family unless you are extremely sure. You can set up transaction alerts to be notified whenever a transaction takes place via text and email so that you can pick up signs as early as possible. In David's post, he has discussed yet another type of credit card fraudulent practice. He talks about fraud credit card Company and advises his readers to choose credit cards from renowned, reliable, and transparent companies only.                   

Your Transactions Would Be Under Scrutiny with Every Swipe

In case you are not aware of it, the fact is that each and every transaction you make with your credit card is under strict surveillance. Strict monitoring or scrutiny is done to identify any fraud or determine any chances of fraud taking place. According to the authorities, every time a credit card is used by the customer, they would be analyzing as many as 500 diverse points for determining if the specific purchase is authentic or a suspicious one. This would be involving a meticulous examination of practically everything right from geographic parameters to your transaction history and all this would be happening in just milliseconds.

EMV Is an Integral Part of the Security Arrangements

EMV credit cards are bound to become the norm particularly, in the U.S.A. These smart cards are a great way of combating any frauds. EMV credit cards would be safeguarding you against the counterfeit fraud. This kind of fraud would be taking place when hackers are able to break and skim data relating to your credit card from retailers’ terminals. EMV may not be the last word in credit card security but they are a positive step forward toward a more fortified credit card security.

It Is Best to Be More Cautious with Particular Types of Transactions

In the case of counterfeit fraud, the fraudsters are able to collect vital credit card information of consumers simply by installing smart skimming devices at payment terminals that are not secured or are left unattended. You must be extra cautious while making payments using your credit card in the absence of any store clerk. ATMs and gas pumps are the weak links that are exploited by fraudsters. Moreover, be extra vigilant at ATMs and Gas Stations. Your alertness could go a long way in avoiding any hacks to your credit card data. Beware of fraudsters! 

It goes a long way towards your data security if you are a little alert while making payments at the payment terminal in the petrol pump or your ATM. Simply see if you find anything unusual and never insert your card if you find a plastic piece installed at the terminal. Inform your bank employees or the gas station staff.

Online Payments Using Credit Cards Are Safe But Always Be Alert

Online transactions are becoming safer by the day. There has been a definite technological leap and thanks to the cutting-edge protective measures, the credit card data is safeguarded while it passes right through the e-commerce payment channels. Tokenization has contributed a lot toward data security and safety. Tokenization would be substituting your credit card number with a unique number that cannot be accessed by the crooks. Tokenization would not only be limiting exposure, it would also, include serious identification features like a photo of your face or your fingertip as opposed to your pin number. 

Conclusion

You need to be really smart in all your transactions online. You must be very careful while giving out credit card related information online. You must consider shopping with only renowned and reliable sites and make sure that the site is actually safe and secure before you insert any details.

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Keep It Safe and Secure: 5 Physical Security Tips for Small Business Establishments

If you think that physical security procedures are only for large business establishments, think again! Small businesses also need to create a security plan to protect and secure its physical assets from outside intruders and their employees. It’s also a must to keep the workers inside the business establishment safe.

If you want to make your small business establishment safe and secure, you should begin by doing an assessment of the area and what security procedures you should put in place. For a little help, here are some tips to keep your small business establishment safe and secure.

Set Up a Security Cameras

Since the advent of closed-circuit television cameras, keeping video records of the movements around your business establishment will now be more convenient and high-tech.

CCTV cameras are an effective deterrent to theft and other criminal activities. For instance, If thieves will notice that there are cameras installed in the area, they’ll surely hesitate of doing their evil intentions.

Also, if there’s theft that has just occurred in the business establishment, it won’t be difficult for you to catch the perpetrator since you have video footage of the incident. Nowadays, security firms offer a third-party security monitoring for business establishments. These firms provide their client with high-tech CCTV cameras to keep your business secure.

Install Security and Emergency Alarms

Installing a security and emergency alarm system is not that expensive if you’re serious about protecting and securing your physical business assets. There are security companies that will provide you with the hardware for a price that won’t hurt your budget.

An alarm system is crucial so that you’ll know if there are security and emergency incidents that will happen in and around your business establishment. A reliable, round-the-clock alarm system will also help law enforcement officials to respond immediately in case of unfortunate events.

Control Physical Access

In any business building, controlling physical access to essential areas in the establishment is a must. You should set a procedure that will keep track of the people coming in and out of these important areas. Make sure that only trusted people in the company are allowed to hold keys.

It’s also necessary that you keep valuable and confidential documents secured in an area that can only be accessed by people who will use them. You must provide cutting-edge security locks and keys to protect and secure essential items of your business. You can inquire in locksmith companies like LocksmithMAN for that purpose.

Establish a Communication System

For you to adequately respond to security and emergency situations, you should see to it that a communication system is put in place. You should also create a security procedure that will enable the staff and workers in the business establishment handle such situations. 

For your communication devices, you should include an alarm, telephone system, and intercom that will allow the people in the building to communicate with others. A first-aid kit is also a must to have to treat injuries that typically comes in these security and emergency instances.

Keep Track of Physical Business Assets

It’s crucial that you keep count of the physical assets and maintain inventory audits regularly. You can do it once a month or once a week. If there’s loss of items due to theft, you should address right after what makes the physical security in the establishment so vulnerable.

Keeping track of your physical business assets can help you find ways on how to keep them safe and secure.

Takeaway

If you’re running a small business establishment, you should make sure that you protect and secure your physical assets. See to it that you install security cameras, alarms, and reliable communication system. It’s also a must to control access to essential areas in the building and keep track of physical business assets.

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The 3 C’s of an Effective Business Slogan OUTLINE

  1. Introduction
  2. What is a Business Slogan?
  3. 3 C’s of Effective Business Slogans
  4. Connect
  5. Communicate
  6. Convert
  7. Conclusion

Choosing a good company name and business slogan are key decisions entrepreneurs and business owners must make, whether they operate in Nicaragua or Nigeria. Sadly, many make a mess of this all important business decision.

With so many brands scrambling for customer attention, a good business slogan can easily set you apart from the competition.

Research shows that average human attention span is merely 8s, same as a Goldfish. This means many prospects won't see the end of your 45s TV commercial or remember much of it.

Similarly, reports show that 40% of visitors will abandon a website that takes more than 3 seconds to load. Can such visitors grab your business name, site title, tagline or slogan before bouncing back to Google increasing your site’s negative user signals?

For visually challenged customers your company name and business slogan are some of the key things they may memorize about your company. So you need to learn how to generate good business slogans.

Smart companies and businesses boost brand recall with catchy slogans either for advertising or as tagline. In this article I share 3 intrinsic qualities of  effective business slogans with examples, so you can better choose your slogans or taglines henceforth, but first

What is a Business Slogan?

I define a business slogan as a catchphrase or short sentence that can aptly summarize, capture or communicate a brand’s core value proposition to prospects in a way that it sticks like glue.

Following are

3 C’s of Good Business Slogans

Using Kentucky Fried Chicken (KFC) as an example.

Source: Wikipedia

Name:  Kentucky Fried Chicken

Slogan: Finger Lickin’ Good

A good business slogan (in combination with or exception of business name and logo) does the following:

  1. Connect

A good business slogan connects with customer need(s). It identifies, emphasizes, highlights, and in most cases magnifies customer need(s).

Application

John is famished, new in Detroit, and new to KFC whose outlet is just across the street. The “Fried Chicken” in KFC appeals to his need. He imagines chips and other delicacies to go with it.

Suddenly he spots another restaurant “Amazing Fried Chicken.” Now he's comparing KFC with AFC which unfortunately has no (visible) slogan.

  1. Communicate

Next, a good business slogan will communicate at least one benefit or solution to customer need(s) highlighted in #1 above.

Application

John then spots one of KFC’s popular slogans “Finger Lickin’ Good.” He imagines himself lickin’ his fingers after eating chicken wings and thinking they sure must be that “Good.”

KFC has communicated, that they don't just satisfy hunger but do so in style.

  1. Convert

Lastly, a good business slogan having identified need, and marketed benefit(s) will incorporate a call to action encouraging prospects, overtly or subtly to buy such communicated benefit(s).

Application

If KFC’s “Fried Chicken” is so good it promises to transform him into a finger lickin’ customer then…

Your guess is probably as good as mine.

Conclusion

Good business slogans incorporate one or more of these elements. The “perfect” business slogan masterfully incorporates all three.

Remember, a solid business slogan

  • Connects
  • Communicates, and
  • Converts

Author Bio

Amos Onwukwe is an AWAI trained Business and Ecommerce B2B/B2C Copywriter featured in eCommerce Insights, Ecommerce Nation, Understanding Ecommerce, SmallBizClub, SmallBusinessBonfire, Successful Startup 101, Dumb Little Man, Huffington Post, Floship, Result First, The Next Scoop, SABTrends, BusinessTips.Ph to mention a few.

Twitter: @amos_onwukwe

He is available for hire

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Four Ways the Right Bank Can Boost Your Business There are a lot of things you probably already know about banking services. They provide checking accounts, debit cards, and you probably even know that you can purchase a safety deposit box. However, what the bank has to offer, especially business owners, doesn’t stop there.

If you own your own business, there are a few services you may not be taking advantage of fully. Here are four ways a good bank can boost your business.

Payment Services

Making payments can suck up a lot of your time. From paying employees to loan payments and sending money to third party vendors overseas, managing these payments is like a full-time job!

Instead of taking precious time out of your day to make important payments, and running the risk of forgetting to make them on time, automate your payments with your bank. You can even automate the amount of money that gets diverted to other accounts each month.

Align Your Banking and Tax Goals

You probably take your tax situation seriously. You probably also try and keep as much money out of your bank accounts as you can to minimize your tax burden. Although this can be a good strategy, it’s likely to crash and burn if you don’t involve your bank in your tax plans.

Bankers will look at your tax return to determine whether or not they will extend your business a line of credit. That can leave you without the funds you need, even if you can technically pay back the loan.

A good bank will work with you and your tax accountant so that everything works together seamlessly. That way you get the cash you need without paying outrageous taxes.

Find Ways to Save Money

As a business owner, you’re always looking for ways to save money. But, it can take precious time out of your day. You probably won’t find all the ways you can save money on your own either.

A bank can help. You can save by:

  • Maintaining a minimum account balance
  • Linking your bank accounts
  • Knowing your transaction and deposit limits

A good bank can take you beyond the basics and find more ways for you to save. They can help you bundle different banking features and help you sign up for cards and lines of credit that provide your business with benefits.

Business Connections

No matter what your business, it is extremely important to make and maintain business connections. Your banker is one of the best connections you have because they work with other business professionals in the area!

The next time you're looking for a marketing agency or a new accountant, ask your banker. They may even be able to help you with sales prospects by providing you with a warm introduction.

If you own your own business, you need your bank to do more than just keep track of your checking account. When you find the right bank, they will be able to provide you with services, like the ones on this list, that will help you achieve success.

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Meeting Madness—How to Avoid Common Meeting Mistakes

The lights are dimmed, and you are just about to nod off. At this point, you have been waiting half an hour and you are just plain tired. As you quietly slumber, you are consciously aware of not snoring through one of the most important events you have had to attend at work—another office meeting. However, as your supervisor bleats on about the importance of customer service, you are in full REM.

Regardless of the import, many have found themselves in the same dilemma of having to attend a meeting where important information is disseminated but also being trapped in a tug-o-war with sleep to keep their attention. Most meetings become long, protracted ordeals where too much information and not enough planning go into the event. Much of the tedium behind insufferable meetings can be addressed very simply, though, by avoiding some of the most common mistakes.

Keep reading for more information as to how to avoid some of the most common meeting mistakes.

Logistics

Getting the when, where, who and how of a meeting correct is fundamental to pulling in your audience. If your employees or co-workers have to wait outside the room while you fumble to get on your cell phone to call someone to unlock the room, you are going to face a room of slightly annoyed people. Furthermore, you are now a number of minutes late to a meeting you organised. Even worse, the impression you have made on them reflects that you have not prepared.

To avoid this pitfall, arrive at least thirty minutes to an hour early to make sure the room is set up and open. Better yet, have the professionals at Servcorp organise your meetings. Servcorp meeting rooms come equipped with the latest technology, including video conferencing, and when scheduling a meeting, all you pretty much have to do is show up.

No Clear Objectives

While it might seem obvious, your colleagues should always know why they are attending a meeting. More than just knowing the subject of the meeting, they also need to know what you plan to accomplish by meeting’s end. Clearly listed objectives or tasks that are completed to accomplish a goal are very important in giving your meeting purpose.

No Agenda Thus No Direction

One of the worst things professionals can do is walk into a meeting without an agenda. Even the most informal agenda gives participants a sense of what direction the meeting is headed. By having an agenda that lists the items that will be addressed during the meeting, you are less likely to veer off on subjects that are not related to the issues at hand. More significantly, your colleagues’ time is really important, so when you do not provide them with an agenda and your one-hour meeting goes into overtime, it says that you do not value their time.

An agenda that does not have too many items on the list is one that helps guide your audience through the meeting. Also, make sure to leave a few minutes at the end of the agenda for questions. As opposed to being interrupted throughout the meeting, which can take extra time, you can complete your meeting and address questions after the presentation.

Distracting And Other Nuisance Behaviours

If you have ever been in the audience of a meeting while distracted by the repeated sounds of a cell phone going off, idle chatter, fidgeting and other distracting behaviours, you understand why they get in the way of a meeting. Not only are they distracting, but talking while the speaker is presenting, flipping through papers, or rummaging through your purse are all major disruptions that interrupt the concentration of the speaker and those attending the meeting. Furthermore, your presenter might view your actions as inattentive, and worse yet, rude, whether they are or not.

Meeting Etiquette

Office meetings are a necessary evil that will never go away regardless of how many technology advances there are. However, business owners can alleviate some of the annoyances of attending meetings by properly organising the event and preparing an agenda. Moreover, when your co-workers see the efforts of your planning, they will respect your time and give you their attention.

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Essential rules for achieving a successful career Everyone has a dream that they strive to achieve during their career. Some reach their goal and succeed, others don’t. There are and always will be many factors that cannot be controlled in your career path. Still, there is that one person you should always rely on -  on yourself. However, listening to your intuition and promoting your exquisite skills won’t always be enough to achieve a goal. In other words, you will have to constantly ameliorate your existing skills and acquire new ones in order to grow professionally.

Here are a few essential rules to achieving career success:

  1. Prioritize your goals

The first step is to sort out your goals and prioritize them. In your career, there are two types of goals, those that call for your prompt attention, and those that can significantly change your life. You need to focus on the positive results of these goals in order to achieve them. For example, the first type of goal is an unpaid bill, which, after being paid, won’t require your attention. On the other hand, getting a new job or a promotion can have effects on your life in the long run. Therefore, it is crucial to concentrate on both goals.

  1. Discipline, discipline and discipline

The key to achieving any goal is discipline. No matter how difficult a particular goal is to achieve, without discipline, there is no win. Procrastination is our worst enemy, especially in business. After prioritizing, it’s important not to let insignificant things get the best of us. As we know, time is money and there is nothing worse than wasted time on trivial tasks or useless projects. The truth is that we could spend hours doing these tasks, only to later realize that we wasted energy and time. Therefore, if you are not disciplined, it’s high time you learned this skill. 

  1. Have a trusting team

Successful people don’t reach their goals on their own; on the contrary, they have a trusting team behind them. When building a team, consider what type of people you want to work with. You want to be surrounded by colleagues who share your ideas, your vision, and your values. Moreover, there are various benefits of teamwork in the workplace. A good team can help you bounce off ideas, find new solutions to a problem, and, in the end, make the work environment more productive as well as dynamic. For that reason, when building a team, choose carefully.

  1. Self-Improvement

Many successful people possess leadership qualities. The fact is that especially nowadays, the importance of softs skills cannot be stressed enough, and this is something you won’t learn in college. Therefore, participate regularly in workshops, seminars or apply for a course in executive coaching in order to develop your leadership, communication skills and grow professionally. Check out some motivational speakers so as to do a self-introspection and put their methods into practice.  Reading books as well as articles on these topics shall give you a better insight, and you shall find that being successful means improving your skills.

  1. Build trust with your customers

In the business, there is nothing more important than having a loyal customer. First, you have to get to know your customers, where they come from, in which direction they want your mutual collaboration to proceed. So, building trust with customers means more than just offering a good price. It means fulfilling your promises and not trying to cover up mistakes. In the end, your client’s feedback will either build or destroy your business. In case you are not able to fulfill the client’s demands, honesty is the best policy, and, because of it, the client will respect you more.

  1. Offer quality, not quantity

If you really want the product that you are offering to get your client’s attention, don’t neglect its quality. This is the most important aspect of any product, and it is something you want to be proud of. High - quality products attract loyal customers and get good reviews, e.g. think about Apple’s products and their happy customers to whom the company owns its career success. If your product is original and of the best quality, then you will profit, as well as, attract more potential loyal customers. Therefore, always opt for quality as it is a key to your success.

A lot of passion, a lot of success

There is no goal that cannot be achieved with these rules and a lot of passion. Especially when you start putting these rules into practice, be passionate about your goals and how you will prioritize them. Be passionate about being disciplined. Believe in your team that shares the same goal as you. Be passionate about learning something new, growing, developing new skills. Value the relationship that you have with your customers. In the end, be passionate about the products, ideas, and services you offer to the world because that is how you become a success.

Author: Emily Wilson

 " Emily is a business psychologist with a passion for marketing. Researching, exploring and writing is her favorite thing to do. Besides that, she loves animals, music, and traveling"

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Starting a New Contracting Business Affordably Contracting businesses took a big hit when the housing bubble burst, slowing construction way down. However, construction has been in steady comeback mode in recent years, so it isn’t surprising that we see a number of new organizations looking to get in – or back in – on the action. Naturally, if you’re one of these people, starting a new contracting business affordably is what’s on your mind.

However, since the burst of the bubble, everything costs more. And a contracting business carries with it an overabundance of overhead. Here is just a small list:

●           Licensing

●           Bonding

●           Business Insurance

●           Health Insurance

●           Labor

●           Tools

●           Equipment

●           Advertising…

However, the one item that is underestimated and usually turns out to be the most constant expense is your company is the equipment. It’s hard enough to decide what you want in a truck. You may also be thinking about whether you can get what you need by purchasing a truck, or securing commercial rental trucks.

At this point, if you haven’t done so already, some serious planning is in order. It’s a matter of figuring how much you can afford to pay each month for expenses.. Remember, the idea is starting a new contracting business affordably..

Here’s some advice: This step should not be ignored. If you are not good at planning or budgeting, then you have two choices:

  1. Learn it, to a reasonable degree, or
  2. Hire or partner with someone who is knows it.

A budget gives you a clear path to where you want to go in your business If you decide to ignore this step you can surely expect tons of surprises.

For example, your plan is to spend $300 per month on your vehicle payment, and maybe $200 on tools per month. Then one month you see a tool that would help you big time on the job. But it costs $300. If you decide to buy that tool, then you have endangered your vehicle payment budget. This might prompt you to “borrow” from another item, but this will only begin a vicious cycle. It’s better to wait until one item requires less outgo so the extra can be redistributed to the tools part of the budget.

Let’s take a look at purchasing a truck. You may have a sizeable down payment. You’re likely to have a high payment and your insurance will be higher. Will you be able to manage that while building your clientele?

On the other hand, maybe you would like to consider renting the expensive equipment. There are some considerable advantages to this:

  • You may not be required to shell out a lot of cash for a down payment.
  • Lower fees
  • Tax advantages – you can deduct all vehicle expenses
  • You only have to turn in the vehicle once the lease is up

And there could be more than we can list here, but you get the idea.

So if purchasing a truck for your contracting business just isn’t in the budget, then maybe leasing trucks is the way to go for now. Once you have enough business coming in that you can reinvest, then perhaps you will be in a better position to buy.

Or, if you discover that commercial rental trucks works for you and your business, then after your lease is complete, you will definitely be in a good position to negotiate a better deal on a new lease.

So in your thought process while starting your new contracting business affordably, look at your current resources, compare the cost of leasing versus buying, and figure out which one fits your budget.

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Is Your Company’s Website Firing on All Cylinders? No matter the industry you're in, it is important that you have a first-rate website to promote your brand.

That said when was the last time you gave your website a thorough review? If it has been a while now since having done that, make it a priority moving forward.

With your website firing on all cylinders, you have the ability to grow your business.

Seal the Deal with a Top-Notch Site

In the event your website has been a little lackluster up to this point, why is that?

Among some of the reasons for this issue:

  1. No direction – Are you out of your league when it comes to putting together and operating a website? If the answer is yes, you are not alone. Unfortunately, too many business owners are great at a myriad of things. But then, they drop the ball when it comes to their websites. Make sure your website is going in the right direction. If this means hiring a pro to do it, put some funds towards that need.
  2. Hard navigation – When folks come searching for O-rings online or other items on your site, they want it to be easy. That is navigation without feeling as if they’re working their way through a maze. That said make easy navigation a top priority. Those O-rings you manufacture and sell online should be visible on your website. Make it so all the different sizes, descriptions and prices are easy to find. If a consumer wants O-rings, they should be able to select and proceed to checkout without hassles. If there are bumps in the road with the ordering process, some may go to competitor sites and do business with them.
  3. Where’s the contact information? Having a business site without easy to find contact or help information can be another kiss of death. Look at some of the experiences you’ve had as a consumer over the years. Were you frustrated because some sites you visited online were lacking contact info? No matter the product or products, chances are some consumers are going to have questions. As such, you want to make it easy for them to ask such questions. You should also add a frequently asked questions (FAQ) to your website. In doing so, many consumers may be able to get the answers they need without speaking to a customer service rep.

Even when you have stores, offices, warehouses and more, you need an online presence. It helps promote your brand and sell products.

By making sure your online initiatives get time and effort, you have a better chance of more business.

So, is it time you took a step or two back and reviewed what you’re doing or of more importance not doing with your website?

Chances are when you do this you will notice some shortfalls. When you do, make sure you put some time and effort into correcting them.

This will increase your company’s ability to stand out from the competition.

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Uncategorized https://www.kunnpa.com/blog/is-your-companys-website-firing-on-all-cylinders/ https://www.kunnpa.com/blog/is-your-companys-website-firing-on-all-cylinders/ Editor Wed, 04 Apr 2018 23:47:21 -0400
Be Trek-Ready: Trekking Essentials You Need For Your Outdoor Adventure  

If you are gearing up to head out for a great hike, for sure, you want to have the proper equipment needed such as the appropriate backpack, maps, and other essentials. But, if you do not put on the right clothes, most likely your trip will swiftly become an uneasy and uncomfortable experience.

Fortunately for hikers, only a tiny gadgetry or tools and technical clothing are essential for a fun and safe hike. Also, clothing and gear essentials do not require to be costly for a fantastic trail.

Hiking Essentials Number 1: Hiking Boots

Footwear provides comfort and support for your ankles and feet especially on a long trail and rough terrain. However, your footwear only requires to be as specialized as the hike you are using them on, which signifies it is safest to ask yourself some questions before going to the local shop:

  • What kind of hiking will I be performing?
  • What will be the condition of the trail when I am hiking?
  • Do I aim to hike in wet or cold weather conditions?
  • Do I have any foot or ankle concerns and problems?

The most significant thing you can do when you shop for footwear is to try them on and wear them around the shop for at least 10 minutes. When you’re testing a shoe, walk around, climb stairs if available, some local shops even have simulated trail ramps or surfaces for this specific purpose.

Now, as you try on your chosen footwear, take note:

  • Does your heel slide or move down and up? A few movement is normal. However, it must be minimal.
  • On downhill setting, feel if your toes collide with the front part of the footwear. You will need to assure they are not too close for those descending or downhill stretches.
  • If it is not comfortable as you try it at the store, it indeed would not be on the trail as well.

Hiking Essentials Number 2: Precise Clothing

You do not need to purchase a new wardrobe before striking the trail. However, you will require a few fundamentals to stay comfortable and safe.

Even though you do not need the most expensive gear,  it is safe to avoid cotton, because cotton is a poor insulator which makes you feel cold and increases your chances of having hypothermia as a result. Instead of cotton, try looking for synthetic materials or wool in Deal Wiki.

  • Support layer: If you are most of the time hiking in sunny weather, this indicates a synthetic shorts and shirt. In colder weather, this will include long thermal undergarment.
  • Warm and protective layer: Do you own a comfy wool sweater? How about a fleece jacket? If you do, take note that both of these clothing will function excellently as an insulating layer to give you warmth if you feel colder in comparison to other ordinary jacket or sweater.
  • Wind-proof or Waterproof layer: This consist of both rain/wind coat and hiking or rain pants. The coat will keep you dry and warm on rainy days and windy hills or ridges, and the pants will help you stay protected and warm from the brush and wet dirt.
  • Socks for Hiking: Socks made explicitly for hiking provide more breathability and cushioning compared to cotton tube socks and will help protect your feet from blisters especially on extended hikes.

Hiking Essentials Number 3: Hiking Backpack

With the same importance as the first two essentials, your bag only requires being as technical as the trails you plan to hike, so you do not need the multi-day pack for now.

The basic bag needs to be substantial enough to carry your water, food, extra clothes and other hiking essentials comfortably. If you usually trek short and easy hikes, a basic backpack will likely do the technique.

Before striking any trail, regardless how effortless, short, or close it may be, it is safest to ensure your bag contains the important things. As you hike, you will be responsible for your safety, which is why it is best for you to gather more information on what to include in your hiking. In addition to this, it is also important to know your physical limits.

What are the things essential to bring?

Watch, whistle, insect repellent lotion, blanket, duct tape (important for repairing), mirror(essential for signaling), extra socks, gloves, and orange vest(especially during the season for hunting).

What are the things you may want to bring?

If you experience any joint problems, trekking poles will be vital. Binoculars and camera for witnessing wildlife and recording the moment(place them inside a waterproof case)

What are the things you can skip?

Until you begin backpacking or hitting on technical hikes, you can cut off flashy GPS systems, expensive specialized gear, locator beacons, tents, or sleeping bags.

Takeaway

Hiking is both an exhilarating and challenging activity that will surely test and enhance your physical and mental well being. However, beginners may likely need proper guidance especially in purchasing the essentials for hiking for them to experience the benefits of hiking to the fullest.

Author’s Bio:

Lisa Jones is a freelance blogger and an outdoor enthusiast. At home, she likes to read online articles about amazing outdoor activities and the proper clothing for hiking as well. When available, Lisa loves to articles for her readers to provide them with appropriate information.

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Uncategorized https://www.kunnpa.com/blog/be-trek-ready-trekking-essentials-you-need-for-your-outdoor-adventure/ https://www.kunnpa.com/blog/be-trek-ready-trekking-essentials-you-need-for-your-outdoor-adventure/ Editor Thu, 22 Mar 2018 10:00:42 -0400
A Need, Not A Greed: How and Why Should You Become an Eco-friendly Businessman  

Many entrepreneurs are taking good advantage of the eco-friendly innovation by discovering renewable energy solutions.

Since we utilize energy to nearly everything, the recent leaning towards a greener, more reliable technology is generating a lot of opportunities for business-minded people.

However, is this just a trend? Or are there reasonable business opportunities in the long run? This article will explain why the inclination towards the renewable sources of energy is here to stay and offer few hints on establishing your renewable energy company.

Renewable Sources of Energy are Here to Stay

As the number of the population rises, the certainty of limited resources is truly intensifying.

Our energy demands cannot rely on fossil fuels permanently, and although breakthroughs in technology enable us to tap into resources that we were unable to access in the past, at a certain time, it will run out.

These concerns, together with the harmful impacts of constant burning nonrenewable resources, have produced a socially and environmentally conscious attitude amongst various sets of economic players, including firms, investors, consumers, and governments.

Investors and firms looking for earnings have taken advantage of customer engagement in cleaner energy options and government-stimulated greener business schemes. Solar, geothermal, and wind energy sources can be utilized from fundamentally anywhere in the world. 

With these influences steering the shift towards sustainable energy, now is the good time to begin searching for the right set of circumstances to help resolve the world’s energy dilemmas and, possibly, make money.

Understanding the Opportunity

 

There are countless opportunities for executing an innovative sustainable energy solution.

But, the most excellent place to begin looking is in your field of proficiency.

Think about the businesses you have worked in and consider how renewable sources of energy could help them.

Additionally, take note that becoming a renewable energy business person does not indicate you need to construct your hydroelectric dam or your wind farm. A renewable energy source is not merely about electricity generation because it is also about conservation, storage, and distribution.

Also, you do not have to invent a new technology or product, choosing instead to take part in the installation, maintenance or consulting. Think far and wide, and remember your fields of expertise.

In designing a business design, it is essential to find out if there are other companies in other particular sectors of the world that are already providing a similar service or product like GStore. Look at the essentials of those companies, and use them as the foundations for producing your design.

Despite how extensive you choose to execute your business design, you truly need to perform some early market research and outline a business notion. You will need to determine cost and revenue expectations and set out few essential milestones for launching and developing your business.

Remember to run meetings with possible customers to obtain an insight of the demand for your goods or service and how to present it to the market appropriately. Additionally, try to contact suppliers to acquire price quotes on supplies and services that you'll need to produce your product or execute your service.

Takeaway:

 

Going through the process is never easy, but it can be gratifying, remarkably since, with sustainable energy, you are preserving your resources as well as that of people around the world for several ages to come. They may not get the same recognition as heroes, but renewable energy entrepreneurs may have all the tools to save the planet.

Author’s Bio:

Lisa Jones is a freelance writer and an environmental advocate. When available she writes articles about promoting environment-friendly alternative for living such as buying energy-efficient technology to help protect the environment. At home, Lisa loves to run around the neighborhood to stay fit.

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Uncategorized https://www.kunnpa.com/blog/a-need-not-a-greed-how-and-why-should-you-become-an-eco-friendly-businessman/ https://www.kunnpa.com/blog/a-need-not-a-greed-how-and-why-should-you-become-an-eco-friendly-businessman/ Editor Mon, 19 Mar 2018 03:42:15 -0400
Crucial Things to Consider in Securing a Home Based Business  

The process of creating and considering your home as a business site is an approach which leaves you exposed to unnecessary risks. Your house is a family’s home. It is not a natural environment for corporate work. Thus, you do things just to have some safety precautions, especially if you’re planning a home-based business.

The challenge of starting a home-based business is not something that you can sweep under the rug, more so if you’re a first-timer. There are plenty of considerations you need to take at hand.

Take your cue from the following factors below:

  • The house must have an alarm system that always ready to secure, especially when you are enjoying some time off or away trip.
  • There must be an environmental hazard for fires and floods in the case of emergency, which your personal belongings and business equipment will have to perish.
  • You must also have a surveillance camera to have another eye for the rooms. Mainly for the expensive equipment, documents, and of course your financial data.
  • Backups of all the files and place it through offsite storage.
  • Make controls by securing your equipment and devices from a different area of your home.
  • Install regular updates to keep your system clean and avoid the hack.
  • Change your password once every three months.
  • The house shall have insured for valuable business assets

How to Create an Office-Like Environment

To establish a home management routines similar to an office, all papers or documents that first come to your desk must be well-filed.

  • Set up your detail responsibilities for everyone. If one of your subordinates is responsible for the filing of all the documents and papers, then the other subordinate is assigned to dispatch the documents or papers.
  • Get the trays or desk drawers to organize your files accurately like documents and paper on your tables.
  • Just keep all records or bookkeep all the transactions for the day. Update all the time the files of clients, all the purchases, all the expenses, and everything in your home must record.
  • Set your home free from unoccupied space. Arrange with logic all the file cabinets, computers, printers and all things orderly so you can maximize the space.
  • Clean your table after the works. All things should be in each proper places for you to identify what’s new in the morning.
  • All works for the next day should be on an adequate schedule such as when to file documents, shipping of goods, receiving of materials, or when to do the bookkeeping.
  • You outsource the things that must be done early and delegate the things to those people that are no much work.
  • Do the tasks that call for priority such as shipping of goods on the first in order not to delay the deliveries.
  • You have to set up a recycling area where your cardboard, papers, plastics, old equipment, waste product be in place.

Do a Budgeting System for your Business

All management have a budget system of them not to exceed the amount allotted.  Same things in your house, you also have to have a budget system for the what to expense and how much to be despatched for you not to exceed the limit.

Below are some limitations and budget system for you to help;

  • Plan in advance the vacation that you want to do for the next month and set an amount on it.
  • Make a list of supplies that you wish to purchase and how much will be the cost.
  • If you have some equipment that you need to purchase, set it for next month to have an amount for it.
  • All the bills and utilities, there must also have an amount for the next month.
  • The transportations and shipping will also have an allotted amount for that.

Making Your Money Grow

You will have to consider that after your earning what you are going to do next. Maybe you shop for something, but you must save an extra amount on it for savings.  You can save not less than 30% of your income, meaning you have to save always. 

The bank is a lead to your savings by investing in time deposits for example. Also, you can invest in a mutual fund, where interest is a little bit elevated. Every single cent, make it as material for you.  Makes your money grow by investing in something that will give an extra mile.

How to Make a Wise Investment  as Part of Your Business

You can do supplementary returns if you make your home a great help for you to have wise investment. Here’s what you can do:

  • Renovate your home instead of building a new one. Typically in your kitchen, bathroom or remodels your living room that can be of high value.
  • Buy low- cost items or properties and sell it to a higher amount.
  • Use your techniques to involve in a mutual fund, like a time deposit but with a larger amount of returns in a short period.
  • You can also pay your debt in a shorter term to earn big amount of rebates discounts.

Takeaway

In your little way, you can think of things to help your money grow. If you’re still uncomfortable handling financial matters, you can consult with credible financial consulting firms such as Ashe Morgan and think of things that would help you improve and prosper. Be sensible enough to do best of the best before you do actions. By making plans wisely, for you to be able to be a great boss of your own and at the comfort of your own home.

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Uncategorized https://www.kunnpa.com/blog/crucial-things-to-consider-in-securing-a-home-based-business/ https://www.kunnpa.com/blog/crucial-things-to-consider-in-securing-a-home-based-business/ Editor Fri, 16 Mar 2018 06:33:22 -0400
Should You Consider Doing an ICO for Your Startup?

When it comes to working on a startup project, one of the most difficult things to do is getting enough funding.

For startups, there're many traditional ways to get funding. For example, startup owners can fund the project by themselves using personal funding. They could also borrow money from friends and family to get funding. However, these methods are not very practical, as most people don't have enough money to fund new entrepreneurship.

Another source of startup fundings is from professional investors such as VCs and angel investors. Those people have enough money to invest in startup adventures, and they are usually willing to take the risk of losing their money. However, the problem with getting funded by VCs and angel investors is that it's usually quite difficult to get approved. Not only it's quite difficult to get in touch with them, but there's usually a pretty long and restrictive process to work with them. Also, they don't give their money to you for free. They invest in your startups in exchanges for shares and ownerships of your business. Therefore, you need to give up some of the shares of your business to them upfront.

In the recent years, a new way of getting startup funding has emerged. It's called ICO, standing for Initial Coins Offering. It was made possible by the blockchain technology, which has been powering cryptocurrencies such as Bitcoin, Ethereum, Litecoins and more.

How Does an ICO Work?

To some degree, ICO is like an IPO, except that you don't have to go through the long process of working with financial institutes, lawyers etc. and you don't even have to meet the requirements such as you already have a working business with solid incomes.

The way ICO works is that you create something called tokens, which are quite like cryptocurrencies such as a bitcoin in that they are stored and exchangeable at a blockchain. In most cases the Ethereum blockchain is used for ICOs.

During an ICO, you create a fixed amount of your tokens and allow people to buy your tokens using a cryptocurrency such as bitcoin or ether. The token purchased from you works similar to the shares that shareholders purchased from a public company. Similiar to a stock, the token can be then sold on an exchange.

People buy your ICO tokens because they hope after buying them their price might go up later and thus they can make profits from trading them, which is also similar to how stock works.

Currently ICO is a very popular way to get startup funding. On this internet you can find many ICO lists on which current or upcoming ICOs are listed for potential investors to buy.

Should You Do an ICO?

ICO is still brand new, and it's not well regulated. As a result, there are many scams related to ICO. Many companies just do an ICO to get some quick money. They don't have a solid business model and even the intention to create a real business. With a whitepaper and a website, they hope to sell their tokens to get money and then become rich. There are many occasions in which after the ICO is complete, the ICO company just disappeared with their investor's money.

Whether to do an ICO is quite depended on you. I guess there're many things to consider.

First of all, most ICOs are tech companies that to some degree use the blockchain technology to provide services or products. If your startup uses the blockchain technology, ICO could be a choice for you.

Also, you need to check regulations in your country. In some countries, such as China, ICO is not allowed. Also, due to local regulations, many ICOs are not open to investors in certain countries, such as the United States. Your should check on the regulation before making your decisions.

How to Do an ICO?

You need to have a business plan and a good team. One thing particular about ICO is the requirement of a whitepaper, which is similar to a business plan. Basically, you write down your business model, its technology and your timelines etc. in a PDF document for people to read.

Also, you need to get help from some programmers who can write a smart contract, which is a piece of code to be uploaded on a blockchain for managing your ICO tokens etc. You need to decide the name of your token, the total amount of tokens to issue and the start and end dates of your ICO.

Then you need to adverise for your ICO to let people know about it. When your ICO is live, people can visit your ICO website to follow instructions on how to send cruptocurrency to your smart contract to purchase your ICO tokens.

After you have successfully sold all tokens you have planned to sell, your ICO is over. Now you might want to work with cryptocurrency exchanges to get your token listed there, so that people can trade your tokens.

Conclusion:

ICO is a brand new way for startups to get funding. Compared to doing an IPO, it's easier and that's why many companies have chosen to do an ICO. However, there's still not enough regulation and there are many scams in the ICO field. You should think carefully whether you should use ICO to get startup fundings.

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Uncategorized https://www.kunnpa.com/blog/should-you-consider-doing-an-ico-for-your-startup/ https://www.kunnpa.com/blog/should-you-consider-doing-an-ico-for-your-startup/ Editor Fri, 02 Feb 2018 04:26:41 -0500